Interest Rates

Our interest rates vary based on the loan amount, term, and your credit profile. We strive to offer competitive rates to ensure you get the best possible deal.

• Personal Loans: Rates range from 5.99% to 35.99% APR.

• Short-Term Loans: Rates range from 15.00% to 45.00% APR.

Loan Terms

We offer flexible loan terms to suit your financial needs:

• Personal Loans: Terms range from 12 to 60 months.

• Short-Term Loans: Terms range from 3 to 12 months.

Fees

We are committed to keeping our fees straightforward and transparent. Here are the fees you can expect:

• Origination Fee: A one-time fee ranging from 1% to 5% of the loan amount, deducted from your loan disbursement.

• Late Payment Fee: A fee of $25 if a payment is more than 15 days late.

• Insufficient Funds Fee: A fee of $35 if a payment is returned due to insufficient funds.

• Prepayment Penalty: None. You can repay your loan early without any additional charges.

Example Loan Calculation

To help you understand how our rates and fees work, here's an example:

• Loan Amount: $5,000

• Term: 24 months

• APR: 15.99%

• Monthly Payment: $244.13

• Total Payment: $5,858.72

State Regulations

Our rates and fees comply with state regulations. Please check the specific terms and conditions applicable in your state.

Questions?

If you have any questions about our rates and fees, please don't hesitate to contact us. Our friendly customer support team is here to help you.